Insurance

It is compulsory to have your Vehicle insured in India. Why not make the most of it by looking for the best Commercial & Non Commercial Vehicles insurance plan in town when your policy is up for renewal?

Vehicle Insurance

While it can be tempting to simply renew your existing Commercial & Non Commercial Vehicles insurance plan and get that chore out of the way, you might be missing out on a better deal out there. For a start, you might get a much Cheaper vehicle Insurance premium with another insurer. (You’ll need to get a quotation online, because insurance premiums depend on the driver’s profile, Vehicle make and model.)

These days, many Vehicle insurance plans come with great features that cater to different needs, be it personal roadside assistance, young driver coverage, or a long list of conveniently-located workshops. Don’t miss out on those, either.

Here are the best Vehicle insurance plans in India so you can see how your current plan stacks up. For easy comparison, we’ll be covering each insurer’s comprehensive plans only.

What to look out for when buying Vehicle insurance?

Third Party Only: The most basic Vehicle insurance plan, this covers injury or death to a third party, plus damage to others’ property. This does not cover the damage to your own vehicle.
Third Party Fire and Theft: On top of what Third Party Vehicle insurance offers, this also covers fire damage or theft of your vehicle. Again, this does not cover the cost of other damages to your own vehicle.
Comprehensive: Includes what Third Party Fire and Theft covers, plus coverage for the repairs or replacement required for accidental damages to your vehicle. It can also include personal accident and medical expense coverage.

Third Party Only is the bare minimum you’ll have to get for your Vehicle. If you’re looking for more complete coverage, you should instead opt for a comprehensive plan that covers for the damages to your vehicle in the event of an accident.